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"Big Bank" Rates with "Community Bank" Service

Posted Date: Friday, March 07, 2014

Great RatesWhen selecting a bank, one of the first factors that consumers frequently look for are the rates the bank offers. The “big banks” are some of the first to be considered since they entice customers with perception of better rates that many of the smaller community banks can’t compete with. The thought of “bigger is better” doesn’t always hold true, so not giving a community bank a chance can be a big mistake!

The reality is that many community banks offer equally competitive rates, but they don’t get as much exposure as the larger banks do. Because of this, smaller banks focus on improved customer service, such as personalized attention, consumer-friendly features and lower fees. Even though their rates may parallel what some of the larger banks are offering at certain times, it’s the trademark personal service that brings in and retains customers.

Are there any banks that offer the best of both worlds?


At Lotus Bank we pride ourselves in providing great rates, even when compared to the larger institutions. That’s why we are the first choice for so many banking customers; we provide some of the highest deposit rates in the market, plus customers don’t have to sacrifice personalized service they come to expect from a community bank. When you can have this level of service while still matching the rates of big banks, the decision is clear for many people. Lotus Bank.

New Year Great RatesAdditionally, Lotus Bank offers all of the same options as larger banks do, including both business and personal banking options and flexible lending programs also with competitive rates. As a community bank, we also pride ourselves on community involvement for both nonprofit and human services agencies that show the commitment and awareness we have as a local business.

If you’re in the process of re-evaluating your banking needs, we’d like to encourage you not to automatically jump to the big banks to get the best rates. Lotus Bank keeps a close eye on our our rates - and we’re always happy to show how our rates compare to others. We continue to put customer service at the forefront of all we do, offering consumer-friendly tools that make banking stress and headache-free. When combined with our market-leading competitive rates, you won’t need to look any further than Lotus Bank. Yeah, we’d call that the “best of both worlds.”

» Visit our Current Promotions page for information on our special offers.

Neal commented on 11-Apr-2014 08:48 AM
Please test our rates against your bank or other banks in the market. Lotus is consistently at the top of the market with rates, innovation and service. Please visit us or give us a call - you will be glad you did

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