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Saving for the New Year

Friday, February 28, 2014

Just about everyone hopes to do a better job managing their money in the New Year, but unless you have well planned strategies that change the way you spend money, this is hard to accomplish. Since many people will not see pay raises or bonuses this year, it’s likely that you’re not able to depend on a greater cash flow. What you can do is begin taking smart and strategic steps to save more of the money that you do make.  

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The Importance of Saving for Your Retirement

Tuesday, February 25, 2014

For many of us, retirement feels light years away. And maybe for you, it’s a distant day in the future. Yet there is one thing that is consistent across people no matter their age or income: saving and investing as early as possible is best.

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Ever Wonder About the Difference Between Roth and Traditional IRAs?

Thursday, February 20, 2014

The type of individual retirement account (IRA) you choose can have a huge impact on your family’s retirement savings. That’s why it’s worth knowing the options available to you and how they will affect your savings over time.  

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Observations from a Michigan Bank CEO - How Are We Doing?

Wednesday, November 27, 2013

It’s turned out to be a very nice year in Michigan. Here are some of my thoughts on the industry: 

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Lotus Bank Ranked 14th in the Nation

Wednesday, August 14, 2013

It’s with great pride that I share with you that Lotus Bank has risen from 698th to 14th in the Nation for community banks under $100 million in assets.  It’s been a wonderful journey over the past several years, watching the Bank blossom from a small and well-run company into the more mature, strong, stable “adult” that we are today. 

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Lotus Bank Announces the Launch of New Website

Tuesday, June 25, 2013

Lotus Bank's New WebsiteLotus Bank is excited to announce that we've launched our new website (, with an enhanced look and feel, simplified navigation and helpful features for our customers (and community) to use. While we still are happy to serve our customers from our two convenient locations in Novi and Farmington Hills, we realize that more of our customers prefer the "online branch" to get access to their account information via online banking. 

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Keeping Yourself Safe and Secure Online

Tuesday, June 11, 2013

As a bank one of our primary responsibilities is to ensure the accounts of our customers remain safe and secure. On the surface, you may think this means having things like locked vaults, alarms and other forms of physical security to keep the office safe. But with today’s technology and the reliance that we all place on the Internet, it’s even easier for the “bad guys” to get at your hard-earned money digitally… unless you take steps to help protect your information. 

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Security: Summer Travel Tips

Thursday, May 30, 2013

Now that Memorial Day weekend has passed, the beginning of the summer travel season has arrived. Before you start drifting off into summer mode, here are a few tips to help keep you safe: 

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10 Credit Myths That Aren’t True

Monday, May 13, 2013

Ideas about your credit scores and how they are determined multiply daily. Some are accurate. Many are not. Just because you read it on the internet doesn’t make it true. Here are some thoughts on some of the most common misconceptions: 

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Supporting the Effort to Fight Hunger in the Detroit Area

Thursday, March 21, 2013

The mission of Forgotten Harvest is to relieve hunger in the Detroit metropolitan community by rescuing surplus, prepared and perishable food and donating it to emergency food providers. Lotus Bank employees support the mission by volunteering their time repacking nutritious food into family size portions destined for the table of those in need. 

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