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Personal Loans

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Personal Lending

If you are interested in our Personal Lending services be sure to click below to contact us so we can help you get started today!

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The lending specialists at Lotus Bank have many years of consumer lending experience to draw on when you have personal financing needs. Whether it is home improvements, trucks or recreational vehicles, Lotus Bank has the right financing solution for you. Call Lotus Bank today to learn how we can help you with your personal loan needs…

  • Automobile Loans – Not currently offered by Lotus Bank.
  • Truck Loans – Financing is available on new and used trucks over terms and rates that vary over 3 to 6 years.
  • Recreational Loans (Boats / RV) – Financing is available on new and used boats and RVs. Fixed rates loans are offered over terms not to exceed 7 years.
  • Personal / Unsecured Loans – Personal, unsecured loans are available for those borrowers that meet strict underwriting criteria. See a Bank representative to determine eligibility.
  • CD Secured Loans – Loans secured by a Lotus Bank CD with a term not to exceed the CD maturity date.

*** Personal loans are subject to borrower paying for actual third-party “out-of-pocket” costs and a Lotus Bank application and processing fees.

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