Personal Loans

Lotus Bank offers a wide variety of home loan financing programs as well as many types of consumer loans. Whether you are looking to buy a new home, refinance your existing home, contemplating a home equity loan or home equity line of credit, or considering any other type of personal loan, your Lotus banker will tailor a solution to suit your needs.

Home Loans

Lotus Bank offers jumbo mortgage loans with terms from 5 to 30 years, as well as adjustable rate mortgages for terms of 3, 5, or 7 years. Additionally, we offer fixed rate home equity loans or a variable rate home equity line of credit that allows you to have access to cash when you need it.

Lifestyle Loans

Considering the purchase of a new or used boat, recreational vehicle, motorcycle or other lifestyle-enhancing product? With many terms and features available, Lotus Bank will create a financing solution that conforms to your needs.

Other Consumer Loans

An overdraft protection line of credit attached to your Lotus bank checking account, personal lines of credit, or secured and unsecured loans for almost any reason are just a few of the choices available to you.

Lotus Bank is committed to providing you with superior customer service and offering you the most competitive rates in the area. Contact your Lotus banker to discuss how we can help you meet all of your financial needs.